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Paystack
Modern payments for regulated high-risk merchants in West and East Africa
4.0· 3 reviews4 countries4 methodsT+1Lagos, NigeriaFounded 2015
About
Paystack supports regulated high-risk verticals such as licensed forex brokers and legal betting operators, with automated daily settlements, subscription management, and identity verification via BVN, phone and account checks.
Markets & operations
Countries (4)
Verticals
Forex TradingSports Betting
Payment Methods & Rates
Regulatory licensing
Switching & Processing
Central Bank of Nigeria (CBN) · Nigeria
ACTIVE
PSP Enhanced
Bank of Ghana (BoG) · Ghana
ACTIVE
Compliance & security
Real-time risk scoring
Device fingerprinting
3-D Secure / 3DS2
UBO verification
AML / PEP screening
PCI DSS: LEVEL 1
Licensed switching and processing provider; BVN-based identity verification.
Technology stack
Sandbox environment
Webhooks
Separate collection/payout webhooks
Direct bank API
Server-to-server
API: REST
CMS integrations
ShopifyWooCommerceWHMCS
Operations & merchant support
Real-time dashboard reporting
Multi-colleague approval chains
Automated bank routing verification
Chargeback response tools
Failover time: 15 min
Reviews & Ratings
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Commercials & fees
Global fees that apply across all markets.
Processing fee range
Pay-in1.5%–2.9%
Pay-out1%–1.5%
Chargeback penalty fee$15
Settlement fees
Provider-level settlement defaults.
Default settlement timeT+1
Minimum thresholdUSD 0
Settlement currencies available
NGNGHSZARKESUSD